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Mobile Application Development

With the ever-growing popularity of mobile phones

PDAs and smart phones, mobile application development has entered its golden age. With this boom in technology, a new outreach of Java emerged – Java 2 Platform, Micro Edition, or J2ME. J2ME provides a full-bodied, elastic environment for applications running on consumer devices, such as internet-ready smart phones and PDAs. J2ME delivers the power and benefits of Java technology to consumer and embedded devices. J2ME includes great networked support, an ever-growing follower of programmers, and integrated applications that are as user-friendly as many desktop applications.

J2ME-based applications are able to take into account the specific characteristics of the devices they inhabit, making them capable of utilizing each device to its full potential. In summation, J2ME was the standard for mobile application development of it’s day – with a following of software vendors, consumers, programmers, and marketers. Although programmers aren’t as common as they are for desktop applications, many firms offer great J2ME application development packages. Full-service companies like Red Fly Studios, of Ireland, offer J2ME services at competitive rates.

When coupled with a powerful operating system,

J2ME can really begin to reach its full potential. Symbian has been a power-player in the mobile operating system game for some time. Symbian is a software licensing company. Established as a private company in June 1998, Symbian has been around the mobile application development game for some time. Symbian is headquartered in the United Kingdom, but employs over 1000 people in its worldwide offices. During early 2005, 14.5 million phones were manufactured with Symbian operating systems, bringing the worldwide tally to 39 million Symbian-based phones. Symbian refers to itself as “THE mobile Operating System,” and it’s difficult to argue with numbers like those.

To conclude, mobile application development focuses on two things – a programming language, and an environment for it to manifest itself in. Sun’s Java outreach, J2ME, was a front-runner in the mobile application game. Symbian is the definitive operating system (environment) for mobile applications. When you’re looking for mobile application development, it’s important to consider these two factors and then find the development firm that suits your needs.

For all practical purposes, J2ME no longer exists. The various specifications that make up Java EE still exist, but Java EE itself has been dormant for a number of years.

Female Image Virtual IT Assistant

Virtual IT:

Grow your business by providing ongoing service

How It Can Benefit Your Business

Most successful small business computer consultants position their companies as virtual IT departments? Why? Because providing virtual IT to your customers gives you steady business. In this article, you’ll learn why providing virtual IT to your clients can benefit both you and your customers.

1. What is Virtual IT?

Virtual IT is really all about becoming your clients’ outsourced IT department. So instead of just selling your customers and clients PCs, servers, routers, Wi-Fi, cabling, and other physical products, you instead spend your time selecting and designing their networks, looking at business problems, figuring out how to apply the technology to business problems, and bringing all the resources together. With virtual IT, your firm acts as your clients’ part-time IT managers or virtual CIO’s.

Virtual IT is a convenient, flexible, and comprehensive technical services program that gives small businesses access to what they need, when they need it-without the overhead burden of full-time, salaried IT staff.

2. How can you provide virtual IT to your clients?

For you to deliver virtual IT successfully and profitably, you need to know what the opportunities and the typical solutions look like. For example:
· What are the traditional types of services that you can sell to your existing clients and your future clients?
· What other opportunities exist?

3. Virtual IT grows your relationships.

Continue adding value to both your existing customers and clients, and new customers and clients. That’s what it’s really all about. It’s not about just selling the initial network installation, getting it installed, walking out of there, and keeping your fingers crossed that everything works.

Don’t sit around waiting for your customers to call you. Be proactive: provide virtual IT on an ongoing basis and you and your clients will avoid most major emergencies. By providing virtual IT, your business will be more profitable and both you and your customers will experience fewer headaches.

Summary:

Virtual IT: why providing this ongoing service will help increase your bottom line. You can grow your business and improve customer relationships by providing Virtual IT.

The Bottom Line about Virtual IT
In this article, you’ve been introduced to virtual IT.

Lime green calculator

Accounting

What Is Accounting Anyway?

Anyone who’s worked in an office at some point or another has had to go to accounting. They’re the people who pay and send out the bills that keep the business running. They do a lot more than that, though. Sometimes referred to as “bean counters” they also keep their eye on profits, costs and losses. Unless you’re running your own business and acting as your own accountant, you’d have no way of knowing just how profitable – or not – your business is without some form of accounting.

No matter what business you’re in, even if all you do is balance a checkbook, that’s still accounting. It’s part of even a kid’s life. Saving an allowance, spending it all at once – these are accounting principles.

What are some other businesses where accounting is critical? Well, farmers need to follow careful accounting procedures. Many of them run their farms year to year by taking loans to plant the crops. If it’s a good year, a profitable one, then they can pay off their loan; if not, they might have to carry the loan over, and accrue more interest charges.

Every business and every individual needs to have some kind of accounting system in their lives. Otherwise, the finances can get away from them, they don’t know what they’ve spent, or whether they can expect a profit or a loss from their business. Staying on top of accounting, whether it’s for a multi-billion dollar business or for a personal checking account is a necessary activity on a daily basis if you’re smart. Not doing so can mean anything from a bounced check or posting a loss to a company’s shareholders. Both scenarios can be equally devastating.

Accounting is basically information, and this information is published periodically in business as a profit and loss statement, or an income statement.

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Small business funding know-how

Whether you’re planning to launch a startup or want to expand your business, you are going to need money.

Debt and equity financing are two different financial strategies you can opt for. Incurring debt entails borrowing money for your business, whereas gaining equity means injecting your own or other stakeholders’ cash into your company.

Debt Financing

Quite a few business owners are reluctant about borrowing from a financial institution, as it means cut in cash profits. But it could be a good option so long as you have sufficient cash flow to pay back the loans, plus interest.

Equity Financing

Small business owners often opt for equity financing because they are not sure about qualifying for a loan, or they don’t want to part with cash profits to service the repayment. Investors and partners can provide equity financing.

Advantages of debt financing:

• You do not have to part with any ownership or future profits of your business. Your lender has no control in how you run your business.
• You can keep your business profits in the company, and enhance the long term value, or use those profits to pay a return to the owners of the company.
• You can avail tax deduction on interest paid.

Disadvantages of debt financing:

• You have to maintain sufficient cash flow to repay the loans.
• You will be using your cash profits to pay back the loans. You may earn profit but there won’t be cash to show for it.
• The riskier the loan is, the higher the interest rate will be.
• You might have to furnish some sort of guarantee as owner of the business.
• Lender has rights to seize your collateral, in case of non repayment.
• Too much debt might affect your credit rating and your ability to raise money in the future.

Advantages of equity financing:

• Equity contributions do not have to be paid back even if your company goes bankrupt.
• Your business assets do not have to be pledged as collateral to obtain equity investments.
• Businesses with sufficient equity will look better to lenders, investors and the IRS.
• Your business will have more cash available because it will not have to make debt payments.

Disadvantages of equity financing:

• You will have to part with some of the ownership stake, and your business’s profits will be shared by other equity investors.
• You might have to contend with different ideas on how to run the business.
• No tax deduction on dividend payments.

Most businesses have a mix of debt and equity financing. Too little equity could prevent you from securing or repaying loans, while carrying little or no debt could indicate that you are too risk-averse, and that your business might not grow as a result.

Business Cash Advance, a Good Alternative:

But is there any alternative to loans so far as the small businesses are concerned? Yes, there are many other companies that are offering business cash advance to small business owners.

Business cash advance is not a loan and the organization offering this cash advance gets their money from the credit card sales that the business does in a specific period, there by reducing the burden of paying back the loan and the terms and conditions to qualify for such cash advance are also relatively simple.

There are quite a few organizations which provide such cash advances. Organizations like Merchant Cash Direct usually provides cash advance for working capital needs. They more often than not, target specific industries. To expand the example of above mentioned organization: They seek to provide funds to people into restaurant, retail or service industry processing at least £4000 in credit card receipts per month.

I hope that I helped clear some doubts and given some useful information through my articles. If information is power, you are now empowered to succeed in your endeavor to secure loan, there by realize your dreams.

Summary:

For a small business owner, it is never easy to secure a business loan, either for working capital or for starting a new business, as most lenders consider them risky investment.

It worsens when such borrowers—small business owners—go for funding unprepared. My endeavor through this series of articles is to make small business owners aware of some crucial aspects of funding process.

Graphic design

Graphic design is the use of colour…

light, balance, contrast, emphasis, proportion, proximity, repetition, texture and a plethora of other elements to create a work of digital art that is pleasing to the eye. Graphic design is about seamlessly molding image and text to convey a theme, message, or often advertise a product or service. Graphic design dates back to prehistoric times. With hieroglyphs and cave-dwelling designs that became some of the first written language. Although communication, not aestheticism, was the primary concern, one can still argue for the overall visual design of the prehistoric artists. With the 1584 Gutenberg Printing Press, graphic design took on a whole new meaning. Now, text, coupled with visual appeal, could reach a wider audience than ever before. Although the use was – at first – primarily for Biblical and other important writings, the trend would soon spread to visual-appeal. Graphic design, as we know it, didn’t reach its boom until the computer era. With companies finding it increasingly necessary to have a corporate identity solution, visually-pleasing logo, and an online presence, graphic designers are definitely getting all the work they can handle.

Today, graphic design and website design are two separate…

but closely related, entities. Most all websites offer some visual appeal – that is, they include graphical elements. When one understands this, they can really begin to grasp the widespread effect that graphic design can have. Creating something with aesthetic appeal is a laborious task, when one considers all the elements of graphic design, along with the viewing audience. Attempting to convey an emotion or theme is especially difficult. Special consideration to the following principles is necessary – mood, style, message, and hierarchy.

Moreover, one must consider the audience…

Although anyone can view a website, logo, or corporate identity package, only a few are really in the ‘target audience.’ With graphic design’s worldwide appeal, designers have developed geographic markets in which to showcase their talents.

It seems to be the norm these days that just about anyone can be considered a graphic designer…

to some degree or another. With so many programs being built right into digital camera software, greeting card programs and the standards that come with computer packages. It makes it really easy for people to get creative and experiment with their design skills. Many are at home designing and saving money by creating their own wedding invitations, holiday newsletters, calendars, advertisements and much more with borders, clip art, funky fonts and all kinds of themes and color schemes that can be achieved with just a click or two of the mouse.

Pictures can also be easily incorporated into designs of any media type…

print or web, with one of the many software programs on the market today. But when it comes to pictures and images, a favorite among most graphic designers is definitely Photoshop. This program is manufactured by Adobe and has tons of amazing features and tools that can make any picture into a work of art with very little effort. It also enables you to touch up photos that might have been damaged or become worn over time, in addition to having the capability to add text and all kinds of cool effects to artistic projects. Adobe Photoshop does tend to be on the more expensive side, but if purchased in a bundled package, you’ll not only save money, but you’ll also get a few other really great design programs that Adobe also develops and sells right along with it – then you can really get crazy going to town with your artistic abilities!

Results will vary of course…

depending on an individual’s degree of experience, education in design and length of time working in this area, but even just a basic knowledge of a graphic design program can lead to some very imaginative results either on a personal or professional level.

4 Light Bulbs Upside down and switched off. One the right way switched on.

Gizmos and Gadgets ahead of their time,

or better late than never?

Ingenuity and technological advances…

are constantly resulting in new gizmos and gadgets. Gadgets can be both fun and functional and can save the owner time and effort. Below you’ll find descriptions of some inventions ahead of their time, or better late than never?

You decide.

Microsoft Xbox 360

The Microsoft Xbox 360 is one of the inventions of video games. Video game lovers everywhere were rejoicing the arrival of the new system. The newest Xbox is still a gamer’s dream, but it is also being marketed as a media center. Not only could the system be used for playing video games, but it could also be used to play DVDs, CDs and MP3s. Digital cameras were hooked up to it, as well as mp3 players and even personal computers.

Irobot Scooba

Anyone who has scrubbed a dirty floor before, take note of this inventions from iRobot! The iRobot Corporation had introduced the Scooba, a floor washing robot. Unlike a mop, which uses dirty water to clean, the Scooba cleaned only with clean water. The Scooba is programmed to first pick up things like sand and dirt from the floor, then apply clean water and solution to the floor, scrub the floor and clean up the dirty solution. The tiny Scooba is also able to fit into tight spots that are difficult to reach with a mop. IRobot also made the Roomba, a robot used in vacuuming the home.

Mobiky Genius

A different type of invention was the Mobiky Genius folding bicycle. This bike was developed in response to difficulties encountered by commuters in maneuvering congested city streets and sidewalks. Because it folds up, the Mobiky Genius is easy to carry up and down stairs and can be easily stored.

Philips Digital Photo Display

Another invention was the Philips 7FF1AW 7-inch Digital Photo Display. This gadget is a great way to display all those digital photos sitting on the computer that you’ve been planning to print at some point. The display looks like a picture frame, and you can choose to show a slideshow or display individual pictures. The quality of the display was great, not distorted. Photos can be downloaded from the computer or straight from the camera, and up to 50 photos can be stored on the Digital Photo Display.

Epson PictureMate Deluxe Viewer Edition

While many people had digital cameras back then but now the android as all but deleted the digital camera, most of the pictures taken with those cameras will never be printed out. It was just too much of a hassle to copy them onto a disk, take them to the camera shop, upload them and wait. Fortunately, an invention from Epson made printing those pictures much simpler. The Epson PictureMate Deluxe Viewer Edition was a portable photo printer. You can simply insert the camera’s memory card into the printer, view the photos on a display screen and select the ones you want to print and print them. You can even make changes to the photos, such as adjusting the brightness, before printing. The PictureMate printer produced pictures with much better quality than most digital printers. do.

Cash coins and notes

Investors

How To Make Your Family And Friends Your Investors – Minimizing The Risks Of Personal Loans

Weighing the Pros and Cons

There are inherent risks and advantages to getting a private loan over a bank loan:

Most people don’t realise that over half the businesses are financed by money from family and friends. The truth is everyone relies on their circles when they have nowhere else to go. Someone with mediocre credit may have a difficult time getting a start-up loan from a bank, but Mum and Dad will always help out if they can.

Weighing the Pros and Cons

There are inherent risks and advantages to getting a private loan over a bank loan:

Risks:

• Not clarifying both parties’ expectations. If you don’t have a clear repayment plan and stick to it, it’s very easy to get behind or to never set the money aside to pay off the lump sum.

• Relationships can be damaged when money gets involved. Your lender can resent feeling used or taken advantage of if you default. And either party can get hurt if they feel the money is being valued over the relationship.

Advantages:

• Flexible terms—typically the repayment doesn’t start immediately, and you can create a payment schedule that works for both you and your lender.

• Better interest rates—This is particularly true if your alternative is credit card financing. And with most start-up businesses, banks are probably going to steer you in that direction.

Show Them You Mean Business—Getting Outside Help

Loan administration companies minimize the risks involved in private loans by creating legal documents and administering repayments. By approaching your friends or family with a legal agreement for you both to sign, you can help allay some of their fears. “The more you do to reassure them you have a plan in case you can’t make a payment, the more they feel that you’ve thought this through and that the relationship will survive the transaction.” Says Asheesh Advani, president and CEO of http://CircleLending.com,

If something should come up, and you know you’re going to be unable to make a payment, you can go to your loan administrator ahead of time. With the permission of your private lender, they’ll spread your missed payment over the life of the loan. Or they’ll restructure the loan and lower your payments. But they’ll help work out an arrangement where you both feel comfortable.

A major benefit of having a loan administrator is the security it gives your investors that your loan will stay on track. Each month, the loan servicing company moves the money from your account to your lender’s account by direct debit and direct deposit. This way, there’s no chance you’ll be out of town and forget, or be late with, a payment. “It’s a great way to not find yourself in a hole.” Says Advani,

 

Summary:

Asking friends or family to help you out with a business loan may benefit you if they say yes. But always respect what they are doing for you and ensure you have a contingency plan in place so they feel that respect.

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Article Marketing

3 Things You Must Do Before You Submit To Article Directories.

To all writers and non-writers out there, now is the time to start digging up those creative writing skills back.
With modern communication technology comes the popularity of information-based marketing, which is one of the oldest and most effective techniques in getting targeted prospects to sites and converting them into buyers. This is why article writing, submissions and publications are also getting popular.

There are already many tools that people can use to make the process of distributing their articles more easily. Though this is invaluable in getting the contents more exposure, which is only half of the story.

Let us take a look first at the common mistakes that some people make before submitting their contents to article directories:

1. Confusing the reason to promote the articles with the reason to write them.

In article writing, there are three key benefits why you are promoting them; branding, lead generation and promotion, which are all part of your optimization efforts.
But there is only one reason why you write an article, and that is to inform your audience. If the article is not focused on this primary and most important purpose, it will fail to achieve the three promotion benefits because no one will be interested in reading them.
You need to figure out first how to get people to read what is in your article, then make them click on your resource box. You can achieve this by producing better contents.

2. Failing to maximize the promotional opportunities of article marketing.

You may know already that your articles can help you generate additional links back to your site. But do you know that you can get more visitors and better search engine results from that same articles?
Mention keywords at strategic places. Just be sure not to overdo them. Some are even using anchor texts which is also an effective method. But it is important to know that majority of the directories are not able to support this.
Remember that is not only about the links back to your site. Part of doing well in your article marketing is getting picked up by publishers with a large number of audiences and gaining the ability of leveraging other brands because of the quality of your work. Better search engine results also are great benefits.
But these things do not put much money in your pocket. There are other factors that can turn your article marketing efforts into an opportunity that can boost your earnings. Not just increase the number of visitors to your site.
Start out with a plan and see to it that your article will serve the function that you intended it to have.

3. Publishing content that does not help your readers.

Maybe in the process of writing articles, you are thinking that all that is you wanted is links back to your site. And any visitors it can generate are fine.
Guess what? Not all article banks and directories are going to accept your content automatically. Oftentimes, they have some guidelines and specifications on the articles that they are accepting.
You can double the number of sites you can submit to by writing articles that the directories want to share with other people. All it takes is one publisher with a hundred thousand readers to increase your potential audience overnight.
Write the articles that publishers want in their publications if you want your article marketing to work the most effective way for you. This also means you have to obey the standard guidelines, spell checks, researching on a good topic and even hiring a writer to produce a good content on your behalf.
In the end, it is all really a matter of choice on your part. You can start getting a little exposure from increased links back but on a very basic level. Or enjoy massive exposure from a little extra time making quality contents.
It will be your choice. You may not be aware of the fact that an article submitted on directories is not meant to have the same level of exposure as highly-targeted content ones geared on a narrow group of people.
Learn the difference between these two and it will surely help you know what kinds of articles to write and to submit.

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